Get a Refund for Your Mortgage!!!

How Homeowners Can Get Refunded for Their Mortgage Payments at Foreclosure Sales

For many homeowners facing foreclosure, the idea of losing their home and all the money they've invested in it can be overwhelming. However, what many don’t realize is that in some cases, you can actually receive a refund from your mortgage payments when your property is sold at auction. Understanding how this process works can help you regain financial footing and potentially walk away with cash in hand instead of just losing everything.

How Does a Foreclosure Refund Work?

When a property is foreclosed, it goes to auction where bidders compete to buy it. If the property sells for more than what’s owed on the mortgage, any extra money—called excess proceeds—belongs to the homeowner.

Here’s how it plays out:

1. Your lender forecloses on your home and auctions it off.

2. If the winning bid exceeds the remaining loan balance, taxes, and fees, the surplus funds are set aside.

3. That surplus money belongs to you, but it doesn’t automatically come to you—you have to claim it.

At The National Overages Finders Alliance (NOFA), we specialize in helping homeowners track down and recover these funds. Many people don’t realize they are entitled to a refund, and even fewer know how to navigate the process. That’s where we come in.

What If You Just Want Out of Your Mortgage?

Not every homeowner facing foreclosure wants to fight to keep their home. Some just want out—without the hassle, stress, or financial burden. If you’re in this position, we can help you exit your mortgage smoothly and legally.

Our team can take over mortgage payments through a subject-to (Sub2) deal, meaning we assume responsibility for the loan while you walk away without foreclosure on your record. This is a great option for homeowners who:

• Have negative equity and can’t sell traditionally.

• Need to relocate quickly and can’t afford the mortgage.

• Want to avoid a foreclosure on their credit report.

We love stopping foreclosures—whether it means helping you recover money or stepping in to purchase your home ourselves.

How to Get Started

If you’re facing foreclosure or simply want out of your mortgage, don’t wait until it’s too late. Contact The National Overages Finders Alliance today for a free consultation. We’ll guide you through the process of recovering your money or transitioning out of your mortgage without stress.

📞 Call us at 866-800-6632📧 Email: info@overages.us🌐 Visit: overages.us