Who Should Work With N.O.F.A.— And Who May Not Need Us

NOFA focuses on complex surplus recovery matters. Not every case

requires a recovery firm, and in some situations, homeowners can file

directly with the court.

We are typically the right fit when a case involves:

• Multiple heirs or disputed heirship

• Deceased property owners requiring probate coordination

• Multiple lienholders or competing claims

• Cross-state ownership complications

• Bankruptcy overlap

• Title defects or unclear ownership chain

• Large surplus amounts where procedural precision is critical

We may not be necessary when:

• The former owner is alive and sole titled owner

• No competing liens exist

• The court provides a straightforward claim form

• The surplus amount is modest and documentation is simple

• The homeowner is comfortable filing directly

If a case appears straightforward, we may recommend self-filing or

consultation with local counsel instead of retaining our services.

Our role is to add value — not to insert ourselves where it is unnecessary.