Foreclosure Consulting & Excess Proceeds Recovery

About National Overages Finders Alliance (NOFA)

National Overages Finders Alliance (NOFA) is a foreclosure consulting and estate equity advisory firm focused on protecting, recovering, and repositioning real estate value for property owners and heirs. Our work centers on one principle: ensuring that no equity is left behind due to lack of knowledge, timing, or strategic guidance.

We operate at the intersection of foreclosure prevention, surplus fund recovery, and estate-based real estate scenarios. Whether a family is facing an active foreclosure or navigating the aftermath of a property loss, NOFA provides structured solutions designed to preserve financial position and uncover recoverable assets.

Our Approach

Foreclosure is rarely just a legal event—it is a timing and information problem. Most losses occur because property owners or heirs are unaware of their available options or act too late.

NOFA addresses this by:

Identifying foreclosure timelines and intervention points
Presenting viable options to retain or recover equity
Assisting with excess proceeds (surplus funds) claims
Guiding heirs through estate-related property complications
Coordinating with professionals when legal or transactional support is required

Our role is advisory and strategic. We simplify complex processes and position our clients to make informed, financially sound decisions.

Meet The Team

Melissa Rodriguez

Real Estate Consultant
Melissa works directly with families experiencing foreclosure-related challenges. Her role centers on education, option breakdown, and helping clients move from uncertainty to actionable next steps.

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Vernon Underwood

Client Relations Specialist (Dallas, TX)
Vernon serves as the primary point of contact for client-facing interactions in Texas. He conducts contract signings and in-person consultations, ensuring clients fully understand the process and their position before moving forward.

Jonah Wilson – Estate Equity Advisor

Jonah specializes in estate-based claims and real estate scenarios involving death, inheritance, and unresolved property interests. His focus is on identifying recoverable equity, structuring claims, and guiding families through situations where ownership, title, or proceeds are not immediately clear.

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Rev. Jessie Freeman – Georgia Division

A retired Army veteran and minister, Rev. Freeman brings both discipline and counsel to complex real estate situations. He specializes in foreclosure consulting and unique property scenarios, working closely with families who require both strategic direction and steady guidance.

Ramon Wilson – Florida Division Lead

An Army veteran and real estate professional, Ramon operates NOFA’s Florida branch. He focuses on foreclosure recovery and assists families in navigating state-specific processes tied to property loss and surplus funds.

What We Stand For

NOFA is built on clarity, not confusion. We do not rely on pressure or vague promises. Every engagement is structured around transparency, timing, and measurable outcomes.

If there is recoverable equity, we identify it.
If there is a path to preserve ownership, we present it.
If a situation requires escalation, we position you correctly before it happens.

Our Objective

To ensure that property owners and heirs understand exactly where they stand—and what can still be recovered—before it is too late.

Our Clients

Our work is best measured by outcomes, not reviews. We do not pursue testimonials or follow up requests once a case is complete—our clients have already been through enough, and closure matters. In most situations, the result speaks for itself: recovered funds, preserved equity, and a clear resolution where there was once uncertainty. Many of the families we assist express their gratitude in the moment—often with relief, sometimes with prayer—but we consider the transaction complete once the objective is achieved. As a matter of principle, our fees are structured with restraint and are often reduced when circumstances call for it. The priority is not extracting maximum profit, but ensuring the client walks away in a stronger financial position than when they arrived.